Return to player
96.1%
Minimum bet
0.10
Slot type
Video Slots
Variance
High
Reels
6
Progressive jackpot
No
Popularity
Maximum bet
6.00
Game provider
Relax Gaming
Bonus features
Yes
Paylines
Scatter Pays (Pay Anywhere)
Theme
Wild West
Money Train 4 online slot review
Few slot franchises create the same anticipation for a new release as a blockbuster sequel. Money Train is one of them, and Evan Carrington's GCCans review examines the fourth and final edition. Money Train 4 has a difficult act to follow after the success of its predecessors, but Relax Gaming appears to have brought enough fresh ideas to produce another polished entry. The question is whether it stands above the rest of the series.
Quick verdict: After numerous hours with the earlier games, the original review was unsure what new surprises Money Train 4 could offer. A few spins later, it found that Relax Gaming had once again delivered an ambitious entry. Money Train 4 could become the most popular release in the award-winning series, with a max win of 150,000x the stake, striking graphics, engaging play and several substantial bonus features. This high-volatility slot includes a randomly triggered respin feature and the returning, newly developed Money Cart Bonus. That feature brings high-energy play as special symbols with different powers land on the grid, with enough of them capable of producing payouts up to the stated top prize.
Money Train 4 Slot Theme and Storyline
Its first look at Money Train 4 is described as immediately exciting. A cinematic opening establishes the setting before the bandits that gave the Money Train series its distinctive identity return to the story. The review presents each spin as a journey with this futuristic gang, pursuing loot and adventure. This time, their route leaves familiar territory and takes them to an entirely new planet, giving the sequel a different backdrop for its escapades.
Top Casinos to Play Money Train 4:
Money Train 4 Gameplay
Moving away from the 40-payline reel system that served the first three games might seem like a bold decision for Relax Gaming. However, established software developers also need to take risks, and this change gives Money Train 4 a distinct identity. The original review welcomes the new approach and considers it a successful move.
Money Train 4 uses a 'Scatter Pays System', also called a 'Pay Anywhere Mechanic', to create wins on its 6x6 grid in both the base game and the respins feature. As with scatter symbols that pay wherever they land, matching regular symbols can produce a payout when enough of them appear anywhere in view.
High-paying symbols need at least 8 matching instances to form a winning combination, while lower-paying symbols require at least 10. Once that threshold is reached, each additional matching symbol can increase the win. The largest listed payouts are available when 36 or more instances of one symbol appear.
Payouts for 36+ symbol combinations:
- Cowboy: 1,000x
- Indian: 500x
- Bearded Cowboy: 400x
- CowGirl: 250x
- Spades: 125x
- Hearts: 125x
- Clubs: 100x
- Diamonds: 100x
The main game does not feature a wild symbol on its reels. It does, however, include a scatter symbol that helps trigger the principal bonus game in Money Train 4.
Bonuses, Free Spins, and Bonus Symbols
Respins Feature
This feature can trigger randomly on any base-game spin. It locks the reel symbol with the most instances, then respins every remaining position. Those respins show only blank spaces, multiplier symbols or further examples of the selected sticky symbol. Landing a multiplier or another original symbol awards another respin, and the sequence continues until a spin contains only blanks. Multiplier values that land are multiplied by other multiplier values on the reels, effectively combining them to calculate the final win.
Money Cart Bonus Round - The Same Symbol Mayhem Once Again
The Money Cart Bonus Round is Money Train 4's central bonus feature and the event the original review identifies as the main attraction. It combines regular feature symbols with persistent symbols, each carrying a different ability. The round could produce a maximum payout of 150,000x the stake, depending on the symbols that land and the values they generate.
Landing 3 or more scatter symbols anywhere in view triggers the Money Cart Bonus Round and moves play from the base game to a separate reel set. Persistent symbols may also serve as, or substitute for, scatters when triggering the feature. The bonus begins on a 6x4 layout that can eventually expand to 6x8.
The symbols responsible for triggering the feature carry into the bonus round with a starting value expressed as a multiplier of the stake. Following the Hold and Win format, the player receives 3 respins, with the count resetting whenever new symbols land. A wide selection of feature symbols can appear, and each has its own effect.
The spin counter appears at the top left of the reels. When a persistent symbol helped trigger the bonus, it activates before the first spin begins. Filling an entire row with bonus symbols unlocks a new row.
Money Train 4 includes a large collection of special feature symbols. Here is what each one does:
- Bonus: These standard bonus symbols carry a multiplier ranging between 1x and 10x.
- Collector: This feature symbol gathers all visible values and adds them to its own value.
- Persistent Collector: After each spin, these symbols collect the values of other visible symbols and add those amounts to their own value.
- Adjacent Collector: These symbols collect the values in adjacent positions and add them to their own value.
- Persistent Adjacent Collector: This feature symbol works like the adjacent collector, applying its values to adjacent positions after every spin.
- Payer: This feature symbol reveals a random value and then adds it to every other symbol.
- Persistent Payer: After every spin, this persistent payer bonus symbol carries out the payer action.
- Adjacent Payer: The adjacent payer reveals a multiplier value and applies it to all adjacent symbols.
- Persistent Adjacent Payer: Instead of acting only one time, the persistent adjacent payer repeats the same action on every spin.
- Sniper: This symbol randomly doubles the values of between 3 and 8 other feature symbols. The same symbol can be doubled more than once.
- Persistent Sniper: The same bonus symbol as the persistent sniper, but it carries out that action after every spin.
- Collector Payer: The collector payer randomly selects between 3 and 5 other symbols, adds their value to its own and then passes the updated value back to those symbols.
- Persistent Collector Payer: The persistent collector payer carries out the same process after all spins rather than only once.
- Arms Dealer: The arms dealer changes 1 to 4 regular bonus symbols into feature symbols before they take their actions.
- Persistent Arms Dealer: The persistent arms dealer repeats that process after every spin.
- Necromancer: This symbol revives between 1 and 7 non-persistent feature symbols, with the same symbol able to be selected multiple times.
- Persistent Necromancer: A persistent necromancer performs the same action after every spin.
- Persistent Shapeshifter: After every spin, the persistent shapeshifter changes form and performs the action of a Collector, Sniper, Unlocker, Collector Payer, Arms Dealer or Payer symbol.
- Unlocker: This symbol opens a locked row on the grid.
- Reset Plus: This adds 1+ to the number of respins awarded after each reset.
- Upgrader: This symbol upgrades between 1 and 3 regular feature symbols into persistent versions.
The bonus round carries on until its combined value reaches 150,000x or higher, or until the respins run out. Even when the combined multiplier exceeds that amount, the maximum payout remains capped at 150,000x.
Money Train 4 Slot Buy Bonus
Players who prefer to bypass the base game and enter the bonus action immediately can use the bonus buy feature:
- Standard Bonus Buy Feature: For a cost of 100x the stake, this option guarantees the Money Cart bonus game on the next spin.
- Persistent Bonus Buy Feature: A persistent symbol can also trigger the Money Cart bonus round for 500x the stake.
Bet Sizes, RTP, and Variance
Money Train 4 is described as a high-volatility slot with an RTP of 96.10%. Its available bet range is between 0.10 and 6.00 per spin.
Our Opinion of Money Train 4
The original review finds plenty to appreciate in Money Train 4. Few slots, in its assessment, maintain engagement so consistently, while the graphics and animations receive strong praise. The review also says it runs smoothly on Android and iOS mobile devices and highlights a top payout of 150,000x the stake. The main bonus is the centrepiece: this hold-and-win round offers the possibility of the 150,000x max win and a wide range of symbols with individual powers. One feature symbol can affect adjacent symbols, another selects targets at random, and persistent symbols repeat their actions after every spin.
After considering a multitude of slots, the original assessment places Money Train 4 among the strongest examples. Readers can examine the game for themselves rather than treating that opinion as a guarantee of results.
Money Train 4 Compared to Other Video Slots
Money Train 4 Compared to Money Train 3
Money Train 3 remains a well-regarded entry in the series, as the linked review explains. Compared with Money Train 4, it uses the earlier 40-line mechanic, whereas the newer game adopts the pay-anywhere approach. The original review considers the newer system more enjoyable. Both games have high volatility and a similar RTP, and they share a comparable main feature. Money Train 4 adds new symbols to that feature and in the review's opinion, improves on the earlier version and the other entries. Its max win is also 150,000x, compared with the 100,000x total win possible on Money Train 3.
The original comparison of Money Train 3 and Money Train 4 found the newer mechanic refreshing and, in that assessment, more rewarding. That remains a review opinion rather than a prediction of results.
Money Train 4 Compared to Book of Dead
A title described as one of the industry's best is naturally compared with other established games. Book of Dead remains one of the most popular casino games ever developed, but its 'Book' format differs considerably from Money Train 4. It is a high-volatility slot with 5-reels, 10-paylines and several bonus features. Its 5,000x maximum win is below the potential top win listed for Money Train 4, while the newer game's bonus feature provides a different style of entertainment.
The original review once preferred Book of Dead among slots. Its subsequent assessment of Money Train 4 favoured the newer title's immersive gameplay, although that preference is subjective.
Play Money Train 4 Today
If Money Train 4 appeals to you and you want to try some top-class casino gaming, the 2023 review points readers towards the best online slots it covered that year. It presents this game as a leading choice, but that is an editorial opinion rather than a guarantee. To look for real-money casinos carrying the game, readers can consult GCCans's online casino reviews covering platforms with Relax Gaming titles.
With 12+ years of experience in the iGaming industry, Evan specializes in reviewing online casinos, analyzing slot games, and evaluating player safety. Their expertise covers casino licensing, RTP, volatility, bonus conditions, and withdrawal policies. Through hands-on testing and independent research, Evan delivers transparent, fact-based reviews to help players better understand gambling platforms, their features, and potential risks.
