Return-to-player rate
96.29%
Minimum bet
0.01
Slot category
Video Slots
Variance level
Medium
Reel count
5
Progressive jackpot
No
Popularity rating
Maximum bet
125
Game provider
Microgaming
Bonus features
Yes
Paylines
25
Theme
Luxury
Loaded online slot overview
Loaded is an early Microgaming design that offers a glimpse of the first 3D slot games, and it has since been upgraded to HD. The title remains widely popular, with a vivid theme built around spin-bet scatter multipliers, wild multipliers, and free spins that bring additional multipliers.
Theme and Story Line
The Loaded slot uses a Los Angeles rap and hip hop setting where money is king. Its story centres on a hip hop star called ‘Triple 7’ and the luxury surrounding him: superyachts, flashy cars, mansions, cash, DJs, gold, gangsters and pimps in attention-grabbing clothes.
Graphics, Sounds and Animations
Released in 2005 to celebrate the still-strong hip hop scene, the Loaded online slot game combines HD 3D graphics, colourful hand-drawn artwork and an old-style Microgaming interface. It has no animations, but the simple, effective presentation is designed for desktop and mobile devices.
Rather than using a soundtrack full of hip hop tunes, the game sets its background audio in a casino, with electronic slot sounds and the chatter of casino guests. The hip hop atmosphere returns during the free spins game or when symbols land, as mini hip hop-style soundtracks play to mark the event.
Top Casinos to Play Loaded:
Gameplay
Loaded uses a 5x3 reel layout with 25 pay lines. Wins pay from left to right, and combinations pay when 3, 4, or 5 symbols occupy a pay line. The first symbol must land on reel 1; reels 2 and 3 extend this to a 3-symbol win, while reels 4 and 5 produce 4- and 5-of-a-kind wins.
To spin automatically, choose ‘Auto Play’; for a manual spin, press ‘Spin’, and use ‘Stop’ to halt the reels early. ‘View Pays’ displays all 12 symbols. The microphone-holding hand is the scatter, paying 100x, 20x, 3x, or 2x the total spin bet when 5, 4, 3, or 2 appear anywhere on the reels.
In Loaded, Triple 7 is the wild and substitutes for every symbol except the scatter. If Triple 7 acts as a wild to complete a combination, the resulting payout is tripled. The symbol also pays when 5, 4, 3, or 2 copies form a combination.
Open the ‘BET’ box to choose the ‘coin size’, Coins per line and the number of Lines to wager. The paytable’s combination payouts adjust automatically to match these betting settings.
Bonuses and Free Spins
One bonus free-spins round is available: it starts when 3 scatters land on the reels, then presents a choice of 3 free-spins rounds.
- 12 free spins, with 4x multipliers
- 16 free spins, with 3x multipliers
- 24 free spins, with 2x multipliers
After a win, ‘Gamble’ lets you risk the winnings. You may win 2x your bet by choosing red or black, or 4x your bet by guessing the suit of the next card.
Bet sizes, RTP and Variance
The game allows a 0.01 minimum per spin and a 125.00 maximum per spin. You can set 1 to 20 coins per line, with each coin valued from 0.01 to 0.25, and choose from 1 line to 25 lines each spin. Its stated RTP is 96.29%, while the slot is described as low-med variance.
Conclusion
Although Loaded dates from 2005, its popularity is presented as comparable with modern-day slot games. Triple 7’s luxury Californian lifestyle offers players an escape from reality and a glimpse of an American millionaire hip hop star’s life. Loaded also features multipliers from the Triple 7 wild symbols, scatter spin bet multipliers, and a free-spins choice of 4x, 3x, or 2x multipliers.
With 12+ years of experience in the iGaming industry, Evan specializes in reviewing online casinos, analyzing slot games, and evaluating player safety. Their expertise covers casino licensing, RTP, volatility, bonus conditions, and withdrawal policies. Through hands-on testing and independent research, Evan delivers transparent, fact-based reviews to help players better understand gambling platforms, their features, and potential risks.
