Regulatory oversight
Zimpler, as a Swedish fintech business, began operating after meeting requirements set by the Swedish government’s Financial Supervisory Authority, based in Stockholm. It also reports supervision by Finansinspektionen.
The review states that following Sweden’s 2019 gambling-market re-regulations, Zimpler is available only at online casinos holding a Swedish gambling licence.
What Zimpler offers
The wallet is described as an intermediary linking a customer’s financial provider with a casino or another merchant where they want to pay or withdraw funds.
- Payments and withdrawals described as fast, with flexible processing
- Transaction confirmation using a fresh SMS code each time
- Options to save card and/or bank details
- Real-time payments from saved payment methods
- An option to pay Zimpler within 14 days of a transaction
- Top-ups to maintain a positive Zimpler account balance
For bills paid within 14 days, customers can use a financial instrument or Swish. It also states that paying each bill on time increases the credit limit.
The review also describes tools for monitoring spending and setting limits through the wallet.
- Zimpler budget (set spending limits)
- Financial Well-Being (tracks payments)
Adding money to a Zimpler wallet
To register, enter a phone number and create a security code; an SMS link then provides access to the account. It states that a name and address are not required. After the account is created, the app lets you add bank, card and direct-billing payment methods.
The review lists these methods for Zimpler deposits and withdrawals:
- bank account
- credit or debit card
- mobile billing services
Once your account is set up, you can confirm payment methods and use them to add funds or pay.
The source names the following partners available through the Zimpler mobile wallet:
- Tessin
- Bitpanda
- Twitch
- VISA/MasterCard
- Easy Payment Gateway
- DevCode
- BankID
- Bambora
- Heelow
Making a casino deposit with Zimpler
The source presents casino deposits as a simple process and outlines it in 5 steps.
- Choose a deposit amount in the casino cashier
- Choose Zimpler from the payment options
- Type your phone number when prompted by Zimpler
- Provide the code delivered by SMS
- Choose which payment method to use
The review claims that the casino account is credited instantly and without charge.
Withdrawing casino funds through Zimpler
The review identifies the newer ZimpleGo feature as an option to withdraw from an online casino. It says only ‘no account’ casinos provide the service, while most conventional casinos do not support Zimpler withdrawals.
Where ZimplerGo is offered, the source describes a simple withdrawal flow. It also claims the service handles identity verification for the casino, removing the need for customers to verify separately.
- Choose Withdraw to Zimpler Go
- Enter your phone number
- Confirm using SMS
- The funds are added to your Zimpler balance
After the transfer, you can withdraw through the mobile wallet or leave the funds in your Zimpler account.
Potential advantages of Zimpler
The review presents Zimpler as a payment intermediary for people seeking a quick and secure way to transact. It claims account creation takes less than 20 seconds and payment options can be configured in under a minute.
Using the wallet means casino customers need not give the casino their credit or debit card information. The source highlights this as useful for people who prefer not to store card details online.
The source describes deposits as instant and protected by 128-bit SSL encryption. It also claims that this leaves little delay and virtually no chance of a transaction being intercepted.
Another feature noted in the review is deferred payment: it says users may pay up to 14 days after making a payment with Zimpler.
Limitations to consider
The source identifies limited withdrawal support as the main drawback: most casinos do not list Zimpler for cash-outs. It says ZimplerGo is available at ‘no account’ casinos, whereas most casinos require customers to register and confirm an account. The review claims there are no other disadvantages.
